Terms & Conditions

Last Updated: April 3, 2026

Please read these Terms and Conditions ("Terms") carefully before using the XWarranties website and services. By accessing or using our services, you agree to be bound by these Terms.

1. About Our Service

XWarranties operates as a referral and comparison service that connects consumers seeking warranty coverage with independent third-party warranty providers. We are not a warranty provider, do not issue or administer warranty contracts, and do not guarantee coverage or pricing.

2. Use of Service

By using our website, you agree to:

• Provide accurate and complete information when requesting quotes
• Be at least 18 years of age
• Use the service for lawful purposes only
• Not attempt to interfere with or disrupt our services

3. Quote Requests and Referrals

When you submit a quote request:

• Your information may be shared with one or more partner providers
• Providers may contact you regarding your request
• We do not guarantee you will receive quotes or be approved
• All pricing, coverage, and terms are determined by the provider

4. Communication Consent

By submitting your information through our website, you consent to be contacted by XWarranties and its partner providers via phone call, text message, and email regarding warranty-related products and services.

You understand that such communications may include automated technology, autodialers, artificial or prerecorded voice messages, where permitted by law. Consent is not required as a condition of purchase. Message and data rates may apply. Communication frequency may vary.

5. Free Service

The XWarranties service is free to consumers. We connect you with providers who may offer free quotes. You are under no obligation to purchase any product.

6. No Endorsement or Guarantee

XWarranties does not endorse, guarantee, or warrant any specific provider, product, or quote. We are not responsible for the quality, accuracy, or availability of services provided by third parties.

7. Disclaimer of Warranties

Our services are provided "as is" without warranties of any kind. We do not guarantee:

• That you will receive quotes
• The accuracy of third-party information
• Uninterrupted or error-free service
• The availability of coverage

8. Limitation of Liability

XWarranties shall not be liable for any damages arising from:

• Your use of our services
• Interactions with third-party providers
• Any contracts you enter into
• Unauthorized access to your data

9. Third-Party Services

Your interactions with any provider or third party are solely between you and that party. We are not responsible for their actions, services, or policies.

10. Intellectual Property

All content on this website is owned by or licensed to XWarranties and protected by applicable laws.

11. User Conduct

You agree not to:

• Submit false or misleading information
• Use automated systems or bots
• Attempt unauthorized access
• Abuse or misuse the service

12. Privacy

Your use of our services is also governed by our Privacy Policy.

13. Changes to Terms

We may update these Terms at any time. Continued use of the website constitutes acceptance of any changes.

14. Governing Law

These Terms are governed by the laws of the State of Missouri.

15. Dispute Resolution

Any disputes shall be resolved through binding arbitration.

16. Contact Us